Three simple steps to your same day* cash advance
Simply fill in our easy-to-use online application form!
Wait while we quickly check to approve your application!
Once approved, the cash will be transferred into your account within 24 hours!
Please note PayMeEarly acts as a broker to source you the most appropriate loan from a large selection of lenders at no cost to you. The lenders on our panel would like us to make you aware of the following:
In some cases, you may be expected to pay an extra fee on top of what you are already expected to pay back if you miss your scheduled payment (Please read all terms and conditions of the specific lender fully prior to accepting your loan). For example, if you initially borrowed £80 and were due to pay back £100, the interest may accumulate on a daily basis and one-off fees may apply for non-payment. We encourage all applicants to repay on time and in full to avoid extra interest charges. If you have any worries or concerns with regards to paying the loan back on time please get in contact with you lender as soon as possible and you may be able to receive help and avoid any additional fees for late/non-payment.
If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account. Nonpayment may also negatively affect your credit score. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders and you should understand the implications with each lender before signing a contract.
If you feel that you may be unable to repay your loan on time then please get in touch with you lender as soon as possible and see what help they can offer. When a person defaults on a loan, you may be contacted by phone, email and SMS. As part of the collection process and in line with the terms of your loan agreement, the Continuous Payment Authority may be utilised to continue to attempt to take payment from your card up to 90 days past your due date. Should the situation remain unresolved, your details may be passed onto a third party collections agency. We strongly encourage everyone seeking a loan, to ensure that they have the means to pay back any agreed loan repayments in full and on time so as to avoid penalties and damage to your credit score.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Borrow anything from £80 - £1500!
Representative 1727% APR
Representative Example: Borrow £400 for 28 days.
The Total Charge for Credit is £100. Interest is fixed at a rate of £25 per £100 borrowed.